Whaleoil offers his own diagnosis of why ACC's costs are running away from it.
Here is an observation I want to make. Sporting accidents which require treatment are covered, to the extent that physiotherapists are paid 100% of the treatment cost for week after week after week. Surely these should be part of the normal health system? Then again, I suppose sportspeople want their treatment before they grow old and die.
Having had a few injuries over the past 7 years I can say is it sometimes quite difficult to avoid filling out the ACC form. My assurances that it is 'minor' or that it is 'due to a pre-existing problem' cut no ice. Twice I have filled out the form, once because I had just paid a hefty ACC premium and wanted some money back, and a second time I tell myself as a favour to the physio.
There used to be a $10 co-pay but even that is gone. If I had the time I suspect I could go to the physio free of charge every week for the rest of my life. The only time I would need to pay is when I miss an appointment - in that case ACC won't pay and I have to.
It is a remarkable state of affairs when you pay only when you do not use a service.
The whole concept of ACC is up for debate, but I will stay out of that. Just bring back the co-pays and exclude sporting injuries. People shot in the meat works car park should probably also find their own way to the hospital.